TERMS AND CONDITIONS

Last updated: May 24, 2026

AGREEMENT TO OUR LEGAL TERMS

We are Ali Suhail Shihab, doing business as Rubik (روبيك) ("Company," "we," "us," or "our").

We operate the website https://www.rubiktech.org (the "Website"), the Rubik mobile application (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

Rubik is a bilingual (Arabic and English) online learning platform for dental and medical professionals and students in Iraq. The platform offers pre-recorded video courses taught by qualified instructors. Course access is purchased through the Website; the mobile application is used only to view courses that have already been purchased.

You can contact us by email at privacy@rubiktech.org or by mail to StartHub Building, Zayouna, Near Al-Quzwini Mosque, Baghdad 10001, Iraq.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Ali Suhail Shihab (doing business as Rubik), concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms from time to time. We will alert you about any changes by updating the "Last updated" date of these Legal Terms. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.

The Services are intended for users who are at least 16 years old. Users between the ages of 16 and 18 must have the permission of, and be directly supervised by, a parent or guardian to use the Services. The parent or guardian must read and agree to these Legal Terms before such a user uses the Services. Users under the age of 16 are not permitted to use the Services.

We recommend that you print a copy of these Legal Terms for your records.

OUR SERVICES
INTELLECTUAL PROPERTY RIGHTS
USER REPRESENTATIONS
USER REGISTRATION
PURCHASES, PAYMENTS, AND WALLET
NO REFUNDS
PROHIBITED ACTIVITIES
USER GENERATED CONTRIBUTIONS
CONTRIBUTION LICENSE
INSTRUCTOR CONTENT
EDUCATIONAL PURPOSE AND MEDICAL DISCLAIMER
THIRD-PARTY WEBSITES AND CONTENT
SERVICES MANAGEMENT
TERM AND TERMINATION
MODIFICATIONS AND INTERRUPTIONS
GOVERNING LAW
DISPUTE RESOLUTION
CORRECTIONS
DISCLAIMER
LIMITATIONS OF LIABILITY
INDEMNIFICATION
USER DATA
ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
INTELLECTUAL PROPERTY INFRINGEMENT AND COPYRIGHT NOTICES
MISCELLANEOUS
CONTACT US

1. OUR SERVICES

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Services are designed for and directed at users located in Iraq. Course content is provided for educational purposes only.

2. INTELLECTUAL PROPERTY RIGHTS

Our intellectual property

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website and application designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). This includes all course videos and educational materials made available through the Services, whether created by us or licensed to us by instructors.

Our Content and Marks are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws.

The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use only.

Your use of our Services

Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to access the Services and to view the Content to which you have properly gained access, solely for your personal, non-commercial educational use.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, recorded, screen-captured, downloaded, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any purpose whatsoever, without our express prior written permission.

Course videos are made available on a streaming basis only and are protected by digital rights management (DRM) technology. You are not permitted to download, record, or otherwise retain a copy of any course video.

If you wish to make any use of the Services, Content, or Marks other than as set out in this section, please address your request to privacy@rubiktech.org.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these intellectual property rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are at least 16 years of age, and if you are between 16 and 18 years of age you have the consent and supervision of a parent or guardian who has agreed to these Legal Terms on your behalf; (3) you will not access the Services through automated or non-human means, whether through a bot, script, or otherwise; (4) you will not use the Services for any illegal or unauthorized purpose; (5) your use of the Services will not violate any applicable law or regulation; and (6) all registration information you submit will be true, accurate, current, and complete.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services.

4. USER REGISTRATION

You are required to register an account to use the Services. Registration is completed using Google Sign-In; we do not offer registration by other means. You are responsible for keeping your account credentials confidential and you are responsible for all use of your account.

Your account is personal to you. You may not share, lend, sell, or transfer your account or account access to any other person. Allowing any other person to access the Services using your account is a material breach of these Legal Terms.

We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. PURCHASES, PAYMENTS, AND WALLET

All purchases of course access are made through the Website. The mobile application is for viewing purchased courses only and does not process payments.

We accept the following methods of payment for wallet top-ups: ZainCash and manual bank transfer through Iraqi banking institutions.

Rubik operates an internal wallet system. To purchase course access, you first add a balance to your Rubik wallet by either (a) completing a payment through ZainCash, or (b) transferring funds by bank transfer and uploading a receipt of the transfer for manual review by our administrators. Once a top-up is verified, a corresponding balance is credited to your wallet. Wallet balance is then used to purchase enrollment in individual courses.

You agree to provide current, complete, and accurate purchase information for all purchases made through the Services. All payments shall be in Iraqi Dinars (IQD) unless otherwise stated.

We reserve the right to refuse, correct, or cancel any purchase, including after an order has been placed, for any reason, including suspected fraud or error in pricing. We reserve the right to limit or prohibit purchases.

6. NO REFUNDS

All sales are final and no refunds will be issued. Once a course enrollment is purchased and credited to your account, the purchase cannot be reversed, returned, or exchanged, and wallet balance used for the purchase will not be refunded.

This no-refund policy applies to all wallet top-ups and all course purchases. We may, entirely at our own discretion and without obligation, issue a wallet credit or correction in cases where a charge resulted from a verified technical error on our part.

7. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

Share, lend, sell, or otherwise distribute your account login credentials, or allow any person other than the account holder to access the Services using your account.
Download, record, screen-capture, copy, reproduce, distribute, sell, broadcast, publish, publicly perform, transmit, modify, or create derivative works of any course content available on the Services, including videos, audio, or other materials.
Attempt to circumvent, disable, or otherwise interfere with any security-related features of the Services, including digital rights management (DRM) systems, content protection mechanisms, screen recording prevention, or playback authentication tokens.
Resell, sublicense, or commercially exploit access to any course or content available on the Services without our prior written authorization.
Use any automated means, including bots, scrapers, scripts, or data-mining tools, to access, monitor, copy, or extract content from the Services without our prior written permission.
Create multiple accounts to circumvent enrollment limits, abuse promotional offers, or evade suspension.
Systematically retrieve data or other content from the Services to create or compile a collection, compilation, database, or directory without written permission from us.
Trick, defraud, or mislead us or other users, especially in any attempt to learn sensitive account information.
Use the Services to advertise or offer to sell goods or services.
Make improper use of our support services or submit false reports of abuse or misconduct.
Use the Services in a manner inconsistent with any applicable laws or regulations.
Upload or transmit viruses, Trojan horses, or other malicious material that interferes with the Services.
Attempt to impersonate another user or person, or use the username of another user.
Decipher, decompile, disassemble, or reverse engineer any of the software comprising or making up the Services, except as permitted by applicable law.
Harass, annoy, intimidate, or threaten any of our employees, agents, or instructors.
Use any content from the Services as the sole basis for clinical, medical, or dental treatment decisions, or represent course content as professional medical advice.

8. USER GENERATED CONTRIBUTIONS

The Services allow you to submit certain content. This includes payment receipt images uploaded by users for the purpose of verifying bank-transfer top-ups, and, for instructor accounts, course videos and educational materials (collectively, "Contributions").

When you submit or upload any Contribution, you represent and warrant that: (1) your Contribution does not infringe the intellectual property, privacy, or other rights of any third party; (2) you have all necessary rights and licenses to submit the Contribution and to grant us the rights described in these Legal Terms; (3) your Contribution is not false, inaccurate, or misleading, and is not illegal, harassing, hateful, defamatory, obscene, or otherwise objectionable; and (4) your Contribution does not violate any applicable law or regulation.

Payment receipt images are treated as confidential and are used solely for the purpose of verifying payments. They are stored securely and are not made visible to other users.

You are solely responsible for your Contributions, and you agree to reimburse us for any losses we may suffer as a result of your breach of this section, any third party's rights, or applicable law.

9. CONTRIBUTION LICENSE

We do not assert any ownership over your Contributions. You retain full ownership of your Contributions and any intellectual property rights associated with them.

By submitting suggestions or other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you.

By accessing and using the Services, you agree that we may access, store, process, and use any information and personal data that you provide in accordance with our Privacy Policy and your choices (including settings).

10. INSTRUCTOR CONTENT

If you upload course content to the Services as an instructor, you retain ownership of that content. You grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, store, reproduce, encode, stream, publicly display, and transmit your course content for the purpose of operating, providing, promoting, and improving the Services and making the content available to enrolled users.

This license continues for as long as your content remains available on the Services, and for a reasonable period afterward to the extent necessary to support users who purchased access before removal and to comply with our legal obligations.

You represent and warrant that you own or have all necessary rights to the content you upload and that it does not infringe the rights of any third party. We reserve the right, but not the obligation, to review, screen, remove, or disable instructor content at our sole discretion.

11. EDUCATIONAL PURPOSE AND MEDICAL DISCLAIMER

All content on the Services is provided for general educational and informational purposes only. The content does not constitute professional, clinical, medical, or dental advice and must not be relied upon as a substitute for the judgment of a qualified, licensed professional.

You must not use any content from the Services as the sole basis for any clinical, medical, or dental decision or treatment. We make no representation or warranty that the content is accurate, complete, current, or suitable for any particular purpose. Any reliance you place on the content is strictly at your own risk.

12. THIRD-PARTY WEBSITES AND CONTENT

The Services may contain links to other websites ("Third-Party Websites") as well as content belonging to or originating from third parties, including our payment provider ZainCash. We do not investigate, monitor, or check Third-Party Websites for accuracy or completeness, and we are not responsible for them. Inclusion of, or linking to, any Third-Party Website does not imply our endorsement of it. If you access a Third-Party Website, you do so at your own risk and subject to that website's own terms and policies.

13. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including reporting such user to law enforcement authorities; (3) refuse, restrict access to, limit the availability of, or disable any of your Contributions; (4) remove or disable files and content that are excessive in size or burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

14. TERM AND TERMINATION

These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES TO ANY PERSON FOR ANY REASON, INCLUDING FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including pursuing civil, criminal, and injunctive redress.

Termination of your account does not entitle you to any refund of wallet balance or course purchases, in accordance with the "NO REFUNDS" section above.

15. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services.

16. GOVERNING LAW

These Legal Terms shall be governed by and construed in accordance with the laws of the Republic of Iraq, without regard to its conflict of law principles. You and we irrevocably agree that the competent courts of Baghdad, Iraq shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms.

17. DISPUTE RESOLUTION

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (a "Dispute"), you and we agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating any legal proceedings. Informal negotiations commence upon written notice from one party to the other.

Litigation

If a Dispute cannot be resolved through informal negotiations, it shall be resolved exclusively by the competent courts of Baghdad, Iraq, in accordance with the GOVERNING LAW section above. You and we consent to the personal jurisdiction of those courts.

Restrictions

Any proceedings shall be limited to the Dispute between you and us individually. To the fullest extent permitted by law, no proceeding shall be joined with any other, and there is no right or authority for any Dispute to be resolved on a class-action basis or in a representative capacity on behalf of the general public or any other persons.

18. CORRECTIONS

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

19. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT MADE AVAILABLE VIA THE SERVICES.

COURSE CONTENT IS PROVIDED FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE PROFESSIONAL, MEDICAL, OR DENTAL ADVICE. YOU USE SUCH CONTENT AT YOUR OWN RISK.

20. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US, OR ONE HUNDRED UNITED STATES DOLLARS (USD $100.00).

CERTAIN LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

21. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable legal fees and expenses, made by any third party due to or arising out of: (1) your use of the Services; (2) your breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including intellectual property rights; or (5) any harmful act toward any other user of the Services. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims.

22. USER DATA

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you waive any right of action against us arising from any such loss or corruption.

Our collection and use of your personal information is described in our Privacy Policy, available at https://www.rubiktech.org/privacy-policy, which is incorporated into these Legal Terms by reference.

23. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.

24. INTELLECTUAL PROPERTY INFRINGEMENT AND COPYRIGHT NOTICES

We respect the intellectual property rights of others. If you believe that any content available on or through the Services infringes a copyright you own or control, please notify us immediately using the contact information below. Your notice should include: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing and its location on the Services; (3) your contact information, including your name, address, telephone number, and email address; (4) a statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law; and (5) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf.

Copyright notices should be sent to: privacy@rubiktech.org, or by mail to StartHub Building, Zayouna, Near Al-Quzwini Mosque, Baghdad 10001, Iraq.

Upon receipt of a valid notice, we will take whatever action, in our sole discretion, we deem appropriate, including removal of the allegedly infringing material and, where appropriate, notifying the user who submitted it.

25. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them.

26. CONTACT US

In order to resolve a complaint regarding the Services, or to receive further information regarding use of the Services, please contact us at:

Ali Suhail Shihab (doing business as Rubik / روبيك) StartHub Building, Zayouna Near Al-Quzwini Mosque Baghdad 10001 Iraq Email: privacy@rubiktech.org